RICHARDS, MERRILL & PETERSON, INC.

 

CUSTOMER PRIVACY POLICY STATEMENT

 

Under current securities law, we are required to provide you with a copy of our "Privacy Policy". No action is required on your part, however, we hope that you take the time to read this notice to understand the importance we place on maintaining your trust by protecting the confidentiality of the information you share with us.

 NON-PUBLIC INFORMATION THAT WE COLLECT

 As you know, when you open an account with us, you complete an account application form that provides us with information about your financial condition and needs and investment experience so that we may help identify your financial goals and objectives.  Generally, this information includes details about you that are considered to be confidential in nature, such as your:

 

·         Name and address

·         Financial Condition

·         Social Security Number

·         Investment Experience

·         Date of Birth

·         Relationships with other Financial Institutions

 

NON PUBLIC INFORMATION THAT MAY BE DISCLOSED

 

In certain instances, we may release information about you or your account activity with Richards, Merrill & Peterson to non-affiliated companies in order to provide products and services that you request. Additionally, as you know, we have an agreement with Wells Fargo Clearing Services, LLC ("WFCS") whereby they will clear and settle all brokerage orders you place with us; therefore we must disclose your personal information to WFCS in order for them to settle your transactions and safe keep the funds and securities in your account.  We may also disclose personal information about you to a Mutual Fund Company, Insurance Company, other brokerage firm or financial institution when you authorize us to purchase securities that will be held by them.  You will receive a separate Privacy Policy Statement from WFCS or any financial institution that maintains an investment account on your behalf.

 

And, of course, we will release any information when required to do so by law (such as upon receipt of a court order or subpoena) and when you have instructed us to do so (such as when you ask us to send a copy of your statement to your attorney or accountant).

 

It is the policy of our firm not to sell information about our current or past clients to anyone. Nor do we share information except as necessary to process transactions or service your account, as described above.

 

HOW WE PROTECT YOUR NONPUBLIC INFORMATION

 

Access to your personal information is restricted to Richards, Merrill & Peterson personnel and our service providers who need to know that information in order to provide products and services to you. We maintain strict physical, electronic and procedural safeguards to keep your information protected at all times. We appreciate your business and the opportunity to continue to be of service to you.